Keep the note
Keeping the note leaves its existing terms in place; future payments still depend on the payer and the note.
Know your
note
options.
Compare keeping your note, selling part, or selling all before you decide.
No obligation to sell. Keeping the note is a legitimate outcome. A review is preliminary and is not an offer.
- Four short steps.
- Start with what you know.
- You decide what happens next.
The Note Cabinet
Four short stepsStart with the details you know.
One clear snapshotSee the note information in one place.
Three equal pathsCompare Keep, Sell part, and Sell full.
No obligationYou choose whether to continue.
Start with what
you know.
You do not need every document to begin. Share the basics, then see an organized summary and what may need verification.
- 01
Start with the note
Identify the property, payment terms, payment history, and documents you already have.
- 02
Organize the information
Bring the terms, payment profile, property, and preferred path into one clear snapshot.
- 03
Mark what needs verification
Distinguish information provided from details that require confirmation.
- 04
Compare possible paths
Consider Keep, Sell part when available, and Sell full if eligible.
A clearer file. A better decision.
The Note Cabinet organizes the information you provide, separates known details from items that still need verification, and gives Keep, Sell part, and Sell full equal footing.
A review is preliminary, not an appraisal, valuation, approval, commitment, or offer.
What you know
Note type, balance, payment, rate, and property location.
What may matter
Payment history, time remaining, lien position, property, documents, and market conditions.
What needs verification
Relevant note, payment, property, title, lien, and transaction details.
What you choose
Request follow-up, prepare documents, keep the note, or stop. There is no obligation to sell.
Understand before
you decide.
A good decision should be explainable to you, your family, and the advisors you trust.
No manufactured urgency.Review the information on your timeline.
What is a real estate note?
Generally, a real estate note documents repayment terms. It may be secured by a mortgage, deed of trust, or another instrument; terminology and legal treatment vary by jurisdiction.
Is a Note Options Review an offer?
No. A review would organize information and identify what still needs verification. It is not an appraisal, valuation, approval, commitment, or offer. Any potential offer would be separate and subject to its own verified terms and conditions.
What may affect a note’s market value?
Terms, time remaining, payment performance, property value, lien position, documentation, and market conditions may all matter. Market value may differ from the unpaid balance and the total of scheduled future payments, and any estimate may change after verification.
Can a note be sold in part?
A partial sale may be available depending on the note, transaction structure, verification, applicable requirements, and final terms.
How is my information used?
Information submitted through the hosted Note Options Review is used to respond to your request, organize the note details you provide, and discuss possible next steps. See the Privacy Notice for details.
How long does the process take?
Timing varies with the note, property, documents, transaction structure, and verification required. A specific response time is shown only when it has been configured and verified.
Is this financial, legal, or tax advice?
No. The information is general and educational. Consult qualified financial, legal, and tax advisors about your circumstances before deciding whether to proceed.
Start with your situation.
Sell a mortgage noteSee the information buyers commonly review.
Explore a partial note saleUnderstand what selling selected payments may mean.
Inherited a noteOrganize the basics before making a decision.
Owner-financed noteCompare keeping payments with possible sale paths.
What may shape note valueLearn why unpaid balance is not the same as market value.
For advisorsHelp a client prepare for an options conversation.
Bring tomorrow forward.
On your terms.
Understand the factors. Compare the paths. Decide only when the information and timing are clear.
Keeping the note is a legitimate outcome. There is no obligation to sell.